@CoolMinivan-Nobody The best argument I've heard for SNG (even going back to when Dr. Z was doing the TV commercials) is that you can decide, on the fly, whether to do passengers or cargo.
Now let's think for a second. You have passengers. Now you want cargo? Where do the passengers sit? And vice versa.
I don't mind taking 5 minutes to remove all the seats because any cargo that large is premeditated, and I'm probably taking no more than one other person with me.
The one little nuance that we've done a couple times is move everyone to the left and put the cargo on the right, which is a great trick when you have split folding seats on all three rows. Or if you can put the passengers on the third row and use the second for cargo, same basic idea. In those cases, SNG is the winner, but I'm not sacrificing all that comfort for those rare cases.